For funders

See Verifying a receivable. A workspace provides additional functions but is not required.

Funder workspace

Your workspace is hosted at its own subdomain, for example yourfund.spcr.io.

Portfolio. Four figures across the top (receivables held, pools, originators, receivables received in the last 30 days), your holdings by pool, and your register: every pool received into your vault, and any you sold on. Each pool opens to its Loan IDs, each linking to its on-chain record, and its access code.

Transfer holdings. Sell a pool you hold to another funder. The mechanics are the same as an originator's primary sale, and the transfer is irreversible.

Reports. Waterfall, trustee and servicer reports for your holdings.

Integrations. The SPCR API, including GET /portfolio for your whole vault in one call, and the Analytical dashboard for your own reporting.

Selling to another funder

Provide the buyer with:

1. The Loan IDs and the pool passkey, so the buyer can verify the pool. The loan tape generated at registration contains both.
2. An address confirmation, proving that the vault address holding the pool is yours. See Levels of access.

Access to passkeys and holdings

You can read the passkey for any pool in which your vault holds at least one receivable. This access ends when you sell the pool. You cannot view other funders' holdings, and the verification site does not identify you as the holder of any receivable.