SPCR Documentation

What SPCR is

The STOKR Private Credit Registry (SPCR) is a shared registry for private credit receivables. Each receivable is recorded once, on a public blockchain, and cannot be registered again. This prevents the same receivable from being pledged as collateral to more than one funder.

SPCR is operated by STOKR, a crypto asset service provider and payment institution registered with the Luxembourg regulator, the CSSF.

SPCR is a registry, not a credit committee. STOKR does not vet, rate or approve the quality of a receivable. The only automatic check SPCR performs is the uniqueness check.

Where to start

Task Page
Set up a new workspace Onboarding
Evaluate SPCR The problem we solve
Verify a pool you are being offered Verifying a receivable
Register receivables as an originator For originators and Loan ID rules
Review data handling Data and privacy

SPCR currently runs on a test network. Registration, transfer and verification operate on a public blockchain test network. No real money or real assets are involved.

During this phase, spcr.io and the demo workspaces are open to approved users; request access at spcr.io. Once SPCR runs on mainnet, verification and the registry at spcr.io will be public, with no account required.